Home Loan Top Up

Get extra fundsfrom your home

Compare lower interest rates, reduce monthly EMI, and explore top-up eligibility — all digitally in just a few minutes.

+91

₹3,000+ Cr

Disbursals

2,000+

Families Served

4.8

Rating

What are the benefits

Smart Ways to Use a
Home Loan Top Up

Reduce loan tenureUnlock extra cash with top-up loan

How it works

A Digital Journey that moves Faster

1

Verify your contact number

for security

2

Check your top-up eligibility

and close your other high-interest loans

3

Compare, Choose and Apply

to lenders

Customer Reviews

Stories from people who moved in with a better loan

New Home Loan

"As a first-time home buyer, I had no idea where to start. Instead of applying to multiple banks, I checked my eligibility once and got options that actually worked for me. It saved a lot of time and confusion."

VS

Vikram S.

Freelancer

Balance Transfer + Top-up

"I needed extra funds for home renovation but didn't want another loan. Through the balance transfer with top-up option, I got a better rate on my existing loan and additional funds as well. Everything was handled in one place, which made it really convenient."

PK

Priya K.

Home Owner, Mumbai

Balance Transfer

"I was paying a much higher EMI and didn't even realise better options existed. The platform showed me exactly where I could switch, and the process was surprisingly smooth. I ended up reducing my EMI and saving a good amount every month."

SP

Sneha P.

Pune

New Home Loan

"The comparison tool made it so easy to find the right lender. I could clearly see which bank offered the best rate for my profile and applied directly. Got sanctioned in less than a week."

RS

Rahul S.

Home Buyer, Bengaluru

FAQs

Questions people ask before they start.

A home loan top-up is extra funding you can get on your existing home loan, based on your property value, outstanding loan, repayment history, income and lender policy.

Still need help? Book a 15-minute call with an advisor — no pressure, no commitment.

Check your top-up eligibility

RBI CompliantSafe & SecureTalk to an advisor